Money and Debt

Money and Debt

We have teamed up with the Governments Money Advice Service to bring you completely free and impartial guidance on money matters. You can find a list of tools and calculators at the bottom of this page

The ‘Making The Most Of Your Money Guide’  includes a list of 20 practical tips that you can immediately put into action. The content references a wealth of resources to:

  • Promote greater awareness of effective money management
  • Enhance people’s ability to deal with financial issues
  • Encourage healthier financial decision making and behaviour

Useful resources

Access other useful links to websites and organisations providing relevant information and support.

Organisation name 

What can they help with?

You can get advice from the Citizens Advice network, including online, by phone and in person local to you. They provide advice on welfare benefits, debt any money problems, housing problems, employment problems, family and personal issues

StepChange (Helpline: 0800138111)

StepChange is a national debt charity and provides free expert debt advice. The organisation provides advice online or over the phone and recommend a range of practical debt solutions based on your situation. You can use their online debt tool to get tailored debt advice in around 20 minutes.

National Domestic Violence Helpline (0808 2000 247)

This is a freephone 24 hour National Domestic Violence Helpline run in partnership between Women’s Aid & Refuge

Turn2Us is a national charity that helps people facing financial hardship to gain access to welfare benefits, charitable grants and support services. They also have a benefits calculator tool so you can check what welfare benefits you are entitled to. You can find a list of advisers you can meet and speak to by searching here.

Fit for Work offers free, expert and impartial advice to anyone looking for help with issues around health and work. You can browse their online resources, chat online to a specialist adviser, email a question or call their free advice line on 0800 032 6235 (English) or 0800 032 6233 (Cymraeg). This service has helped many people in the UK stay in or return to work.

Employer Best Practice

Money worries are a huge source of stress to UK employees and  90% employers agree financial concerns have impact on workplace performance. The workplace offers a unique opportunity to engage and guide people one how to manage finances but many employers say they do not have enough resources to help their staff. A practical and user-friendly web-based portal is available here, which offers employers a one-stop shop of useful information to help employees manage their money

Tools and Calculators

Below is a number of tools and calculators to help you keep track of your finances and to plan ahead. Please take a look at the list below to see what tools could help you:

Take your Money Health Check now, click here.


The content in our Information and Advice sections are provided by third parties such as NHS Choices and the Money Advice Service. It is not intended nor should it be construed as providing professional medical, financial or legal advice. The pages and the information contained on the pages are not a replacement for obtaining professional medical care or professional legal and financial advice.